About Our Pension Advisors

How we approach pension planning

Our firm started in 2008 during one of the most turbulent periods in financial history. While others were trying to weather the storm, we saw an opportunity to build something different—a pension advisory practice that prioritized clarity over complexity.

The founders had all worked in traditional wealth management and seen the same patterns: unnecessarily complicated products, fees buried in fine print, and advice that served the institution more than the client.

We decided to flip that model. Fee-only structure. Plain language. Recommendations based on what actually serves your retirement goals.

What guides our work

Transparency as standard

You shouldn't need a magnifying glass to understand what you're paying or why we're recommending a particular strategy. Everything is documented and explained upfront.

Independence matters

We're not tied to any product providers or pension platforms. Our recommendations are based solely on what fits your situation, not what earns us a commission.

Long-term thinking

Retirement planning isn't about quick wins. It's about sustainable strategies that hold up across decades, market cycles, and life changes.

Education over sales

Our job is to help you understand your options, not pressure you into decisions. An informed client makes better choices than one who feels rushed.

Who you'll work with

Our team combines decades of pension planning experience with ongoing professional development. Everyone holds relevant qualifications and stays current with regulatory changes.

Sarah Mitchell

Lead Pension Advisor

Specialized in defined benefit transfers and QROPS. Previously worked with a major pension provider before joining us in 2011.

James Thornton

Retirement Strategy Specialist

Focuses on income planning and tax-efficient withdrawal strategies. Chartered Financial Planner with 15 years in the industry.

Emma Richardson

Consolidation Advisor

Helps clients streamline multiple pension pots. Background in pension administration gives her insight into the technical details others miss.

Robert Chen

Executive Planning Consultant

Works with high earners and business owners on complex pension arrangements. Former corporate finance professional.

Qualifications and oversight

All our advisors are regulated by the Financial Conduct Authority and hold appropriate qualifications for pension advice. We maintain professional indemnity insurance and follow FCA guidelines on client protection.

We're members of the Personal Finance Society and participate in ongoing professional development to stay current with pension legislation, tax changes, and industry best practices.

How we work with clients

Initial consultation

We start by understanding your current situation, retirement goals, and any concerns you have. This conversation is free and gives both of us a chance to see if we're a good fit.

Data gathering and analysis

We collect details about your existing pensions, employment history, and broader financial picture. Everything is handled securely and confidentially.

Strategy development

Based on our analysis, we develop recommendations tailored to your situation. You'll receive a written report explaining our reasoning and the expected outcomes.

Implementation and monitoring

Once you approve the plan, we handle the administrative work and coordinate with pension providers. We then monitor progress and adjust as needed.

We built this business on a simple observation